INSTO (Installments, Inc.) was founded in the United States and established its R&D center in Taiwan, focusing on leveraging technology to advance financial inclusion. In 2021, the company launched its next-generation product, INSTO Tap, a mobile app–based card reader that helps micro-businesses and individual merchants accept payments with ease. Relaunched in the U.S. in 2024, INSTO established a Lithuanian subsidiary in 2025 to expand international collaboration. The company is rapidly growing into the markets of Japan, Central Asia, and Southeast Asia, striving to become a Taiwan-rooted fintech startup connected to the world.